Our investments are proudly managed under
Our investments are proudly managed under
POSITIONED
FOR EXCELLENCE
SINCE ITS INCEPTION OVER THREE DECADES AGO, ROXBURGH TRUST HAS BEEN BUILDING WEALTH AND FINANCIAL SECURITY FOR ITS CLIENTS FROM ALL WALKS OF LIFE.
Chess is not just a game of strategy. It’s a game of position. It’s the understanding that by holding key areas on the board, you’re more able to implement your strategy and prepare for any eventuality.
The same can be said for investing.
At Roxburgh, our mission is to improve our clients’ financial standing by growing their wealth with attentive, personalised financial planning services.By analysing the markets and scrutinising macro-economic performance, we position ourselves for every possibility.
We do this because we understand the sacrifices that our clients have made to earn the money they have. And so, with integrity, honesty, and fairness, we stay focused on the end game.
Our Services
Roxburgh Trust is committed to adding value for our clients, through holistic, personal and financial planning, and we pride ourselves on the experience we have across a wide range of products and services, including:
FINANCIAL PLANNING
INVESTMENTS: LOCAL AND OFFSHORE
ASSET MANAGEMENT
GLOBAL BUSINESS STRUCTURES
FOREIGN EXCHANGE
LIFE COVER
HEALTH CARE
EMPLOYEE BENEFITS
WILLS / TRUSTS / EXECUTORSHIP
SHORT TERM INSURANCE
We offer a wide variety of services and associated services, please contact your Roxburgh advisor for more information on any of our services listed below:
- Estate planning
- Retirement planning
- Investment planning
- Health care planning
- Risk planning
- Income protection
- Life and disability assurance
- Unit trusts
- Offshore investments
- Retirement annuities
- Endowments
- Living annuities
- Preservation funds
- Guaranteed investments
- Managed share portfolios
- Money market instruments
- Provident and pension funds
- Group life and income protection
- Buy and sell agreements
- Key man assurance
- Contingent liability
Associated Services
- Tax planning
- Wills
- Trusts
- Short term insurance
- Foreign exchange
- Employee benefits
Investments
The Roxburgh portfolios have been, and continue to be subjected to rigorous qualitative and quantitative analysis as well as a robust ongoing due diligence processes, which ensures the selection of quality unit trust funds within the portfolios.
Our investment process provides our clients with a scientifically designed suite of risk-profiled investment portfolios that are robust, yet dynamic in adapting to changes in investment market cycles.
Roxburgh Trust expanded its offering to include five composite investment portfolios with risk profiles that are matched to the risk and return needs of its clients, ranging from a conservative risk profile to a high risk profile.
Each fund has a pre-determined strategic asset allocation, which is monitored on an ongoing basis to maintain each portfolio’s risk profile.
The Investment Committee additionally monitors the macro-economic environment with a view to determining whether tactical asset allocation changes are necessary.
Roxburgh Asset Management is an authorised FSP, # 45552
Potential return
Roxburgh Ci
Income
Fund
Roxburgh Ci
Conservative
Fund of Funds
Roxburgh Ci
Balanced
Fund of Funds
Roxburgh Ci
Balanced Plus
Fund of Funds
Roxburgh Ci
Worldwide
Flexible Fund of Funds
Risk
ROXBURGH Ci INCOME FUND
This portfolio is part of the multi-asset income sector and is aimed at the low risk investor.
The benchmark of the fund is 110% of the Stefi Composite Index over a rolling 12-month period.ROXBURGH Ci CONSERVATIVE FUND OF FUNDS
This portfolio is part of the multi-asset low equity sector and is aimed at the low risk investor.
The benchmark of the fund is CPI + 2% over rolling three year periods.
ROXBURGH Ci BALANCED FUND OF FUNDS
This portfolio is classified in the multi-asset medium equity sector and is aimed at the medium risk investor.
The benchmark of the fund is CPI + 3% over rolling five year periods.
ROXBURGH Ci BALANCED PLUS FUND OF FUNDS
This portfolio is classified in the multi-asset high equity sector and is aimed at the higher risk investor.
The benchmark of the fund is CPI + 4% over rolling five year periods.
ROXBURGH Ci WORLDWIDE FLEXIBLE FUND OF FUNDS
The objective of this portfolio is to provide investors with long-term capital growth through fully flexible exposure to various asset classes and geographies.
The portfolio aims to generate a return of CPI + 6% p.a. over any rolling 10 year period and is aimed at the high risk investor as it will have an equity exposure ranging between 0% and 100%.
Fund Fact Sheets
We strive to deliver the best and latest industry information for our Fund Fact Sheets and Efficient Frontier
Portfolios are administered by Ci Collective Investments (RF) (PTY) Limited
Roxburgh Ci Income Fund September 2024
Roxburgh Ci Conservative Fund of Funds September 2024
Roxburgh Ci Balanced Fund of Funds September 2024
Roxburgh Ci Balanced Plus Fund of Funds September 2024
Roxburgh Worldwide Flexible Fund of Funds September 2024
Roxburgh Efficient Frontier September 2024
Roxburgh Market Summary September 2024
About Us
As the Directors of Roxburgh Trust, we have more than 160 years of combined financial planning experience, economic knowledge and business expertise to add to the reliable, consistent and focused platform it offers to clients.
Our investment team of seven financial planners is supported by 15 meticulous administrative staff that ensure that all client needs are efficiently taken care of.
At Roxburgh Trust, we place a high premium on our core values of integrity, honesty and fairness, guided at all times by the code of ethics of the Financial Planning Institute (FPI), The Financial Advisory and Intermediary Services Act (FAIS) and all other prevailing legislation.
Our financial planning practice focuses on the analysis, planning, recommendation and implementation of informed financial decisions to help our clients achieve their goals.
We combine advice and education to empower our clients, and we continuously analyse new products and systems to offer the best possible financial planning solutions for our clients.
We acknowledge that life happens, and we engage with our clients frequently to ensure that we are serving their best interests at all times.
PERSONALISED FINANCIAL PLANNING SERVICES
OUR PROMISE
To create wealth and financial stability for our clients, to always put our clients first and to make a difference because we care.
OUR MISSION
At Roxburgh Trust, our mission is to improve and protect our clients’ financial standing, growing their wealth and financial stability by offering attentive, personalised financial planning services.
The financial services industry is extremely complex and is best navigated by experienced experts who know how to chart its unpredictable waters.
Individuals and businesses requiring financial, risk and investment management guidance should choose financial advisors who can show (and not just say) that they know what they’re doing through the success of their own portfolios.
Our directors are known for their integrity and stability. We combine advice and education to empower our clients, and we continuously analyse new products and systems to offer the best possible financial planning solutions for our clients.
Russell Sachs, CFP®
Rob Tippet, CFP®
Adv Pieter Norval, B luris. LLB
Dr Clinton van Coller, BVSc. (Pret) AFP™
Colin Resnik, CFP® Investment Analysis and Portfolio Management
Duncan Band, BCom Hon., CFP®
Candice Harvey, BCom, CFP®
Service Providers
Roxburgh Trust and Roxburgh Asset Management partners with service providers and financial institutions that subscribe to our values of integrity, honesty and fairness.
When we engage with these service providers on our clients’ behalf, we know that we can trust them to offer the same dedication and excellent service that we do.
INDEPENDENT RESEARCH AND INVESTMENT ANALYSIS
Morningstar is part of the Morningstar Investment Management group, which offers investment advisory services around the world. Licensed with the Financial Sector Conduct Authority, Morningstar Investment Management South Africa provides research-driven, innovative and independent investment services to the local market.
Through its global presence, Morningstar Investment Management brings together a rich heritage of local investment-management expertise and experience to craft solutions that cater to the unique requirements of the South African market. What sets Morningstar apart from other companies is the customised independent investment management services, software, data, research and ratings offered to its clients. The global research team consists of more than 120 analysts and their proven track record has resulted in global assets under management exceeding $180bn.
GOVERNANCE AND COMPLIANCE
Roxburgh Asset Management partners with Analytics Consulting, an investment consulting and product development company that focuses on developing bespoke multi-manager solutions for top independent multi-manager businesses. Analytics Consulting assists with local and foreign product development, and provides support for the Roxburgh Asset Management investment committee’s governance framework.